Mortgage Loan Originator

Residential Mortgage Services Contact Us |  Locations |  Site Map |  Harris

Mortgage Home Check Rates Apply Now Loan Status Learn More

	Javier Villanueva Mortgage Loan Originator 1350 N. Rand Road, Palatine, IL 60074 Office: 847.934.2185 Cell Phone: 224.548.0403 Fax: 847.358.5344 Email: Javier.Villanueva@harrisbank.com Harris offers a full range of conventional and specialty mortgage options to meet your individual needs. Whether you are looking for a new mortgage or a refinance, we can help. I am available to answer your questions or guide you through the entire mortgage process. Harris Mortgage Advantages Our Promise The promise of integrity comes with every home loan we make. We will explain the entire loan process to you in simple, easy-to-understand language. We’ll tell you what all of your costs will be, up-front; and we’ll give you a competitive interest rate quote in writing. We are with you throughout the entire process. Mortgage Discounts Interested in reducing the closing costs on your new purchase mortgage or refinance? One of the valuable benefits that Harris offers customers is a closing cost credit towards a new purchase mortgage or the refinance of a home. Open a Harris Select CheckingSM account and get a $300 discount on closing costs or open a Harris Premier CheckingSM account and get a $600 discount on closing costs. The closing cost discount is applicable to purchase or refinance mortgages, primary residences only, with payments automatically debited from a Harris personal checking or savings account. FHA loans do not require Auto Pay to receive this discount. Checking account opening subject to approval. Low Closing Costs and No Hidden Fees At Harris, we offer low closing costs and no hidden fees. Everything is simple and in easy-to-understand language. Pre-Approval At Harris a pre-approval offers a firm loan commitment from us before you buy, so you'll know how much house you can afford while you are shopping.	Today's Featured Rates 30 Year Fixed Rate  Rate  APR  Points  5.125%  5.180%  0.000% 20 Year Fixed Rate  Rate  APR  Points  4.875%  4.949%  0.000% 15 Year Fixed Rate  Rate  APR  Points  4.250%  4.342%  0.000% 10 Year Fixed Rate  Rate  APR  Points  4.125%  4.258%  0.000% 5 Year Adjustable Rate (30 Year Term)  Rate  APR  Points  3.750%  3.311%  0.000% 30 Year Fixed Rate - FHA  Rate  APR  Points  4.875%  5.368%  0.000% 30 Year Fixed Rate - Home Possible  Rate  APR  Points  5.500%  5.556%  0.000% Assumptions Actual Interest Rates and APRs may vary based on the specific characteristics of your loan transaction including, but not limited to, the region where your loan is originated, any additional loans against your property, and your credit profile up to the time of closing.
About Us | Terms Of Use | What To Expect

Corporate Information |  Careers |  Regulators |  Legal |  Security |  Privacy Harris® is a trade name used by Harris N.A. and its affiliates. Member FDIC. Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites. Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC. SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.